When is a dress not a dress? When it's a skirt. It's a good thing I didn't have to take off my jacket this day, because there wasn't much going on underneath there!
This was the point at which I saw our infamous town cyclist pass by on his bicycle, in -30 degree weather:
And here I am trying not to laugh at said town cyclist:
Jacket, both skirts: Old Navy
Necklace: Two bracelets joined to make a necklace
Seriously, cycling in minus 30 degree weather for leisure and not for exercise purposes is CRAZY. Especially the slush mark you get from your tail to your head. You know the one. ;)